Rates Overview

This page helps personal and business customers understand how pricing works across savings, deposits, and lending relationships.

Rates and pricing are subject to change and are governed by applicable disclosures, account agreements, and underwriting review.

• Savings and deposit rates
• Annual Percentage Yield (APY) information
• Balance requirements
• Account fee considerations
• Loan pricing overview
• Disclosure-based rate guidance

What The Rates Page Explains

Customers can use this page to review how deposit interest is calculated, how APY reflects earnings over time, how balance requirements affect rates, how loan pricing is determined, and where to find current disclosures.

Deposit & Savings Rates

Savings and deposit products may include interest-bearing savings accounts, personal savings accounts, business savings accounts, promotional savings offers, and companion savings relationships. Current rates, APYs, and requirements are provided through applicable disclosures and may change at any time.

APY & Account Terms

Annual Percentage Yield reflects interest rate applied to the account, compounding frequency, balance requirements, account terms, and applicable fees. Truth in Savings disclosures provide detailed information about interest rates, APY calculations, minimum balance requirements, fees, and account terms.

Loan Pricing

Loan rates depend on creditworthiness, loan type and structure, requested amount, customer relationship, underwriting review, and market conditions. The Rates page provides general guidance rather than specific loan quotes.

Rate Structure

Deposit rates may vary based on account type, balance tier, promotional offers, relationship status, and product structure. Loan pricing may include fixed or variable rates, term-based pricing, relationship-based pricing, and underwriting adjustments.