Open Account Overview

The account opening process supports personal checking and savings accounts, business operating accounts, Digital Banking enrollment, debit card access, direct deposit setup, administrator permissions, and treasury-ready account relationships.

• Personal checking and savings accounts
• Business operating accounts
• Digital Banking enrollment
• Debit card access
• Direct deposit setup
• Administrator and user permissions
• Treasury-ready account relationships

What To Expect

Account opening typically includes providing identifying information, completing digital enrollment, verification review, account creation, Digital Banking activation, funding, and account use.

Each step is designed to be secure, orderly, and easy to follow.

Identity & Verification

Account opening may require full legal name, address, date of birth, contact information, government-issued identification, and additional verification where required. Businesses may also be asked for business name and structure, tax identification number, ownership information, authorized signer details, and supporting documentation.

Personal Account Opening

Personal account onboarding supports checking account setup, savings account creation, debit card access, direct deposit enrollment, Digital Banking activation, and internal transfers. Personal signup may include a demand deposit account relationship and Earth Savings when applicable.

Business Account Opening

Business onboarding may include operating account setup, administrator designation, authorized user permissions, Digital Banking for Business enrollment, treasury-ready account structure, merchant settlement support, and linked business accounts.

Digital Banking Enrollment

Once accounts are created, customers may enroll in Digital Banking to access balances, transaction history, transfers, bill pay, deposit monitoring, statements and notices, and user permissions for business relationships.