Privacy Policy

Privacy Policy

Effective Date: March 16, 2025

This Privacy Policy explains how The Country Bank of Needham (“we”, “us”, or “our”) collects, uses, discloses and protects information when you visit or use our website at www.thecountrybankofneedham.com (the “Site”) and when you use our online or mobile services.

1. Information We Collect

We collect information that you provide directly and information that is collected automatically when you use the Site or our services.

  • Personal Information: name, address, phone number, email address, Social Security number (only where necessary and protected), date of birth and other identifiers you provide when opening accounts or applying for services.
  • Account & Transaction Information: account numbers, balances, deposit and withdrawal history, payment and transaction details.
  • Identity & Verification Information: government ID, employment information, tax ID, credit score or reports when required for lending or onboarding.
  • Device & Usage Data: IP address, browser type, operating system, referring/exit pages, pages viewed, and other analytics collected via cookies and similar technologies.
  • Communications: information from emails, calls, chat messages, or other communications with our customer service team.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve banking products and services;
  • Process applications, payments, transfers, and requests;
  • Verify identity, prevent fraud, and meet regulatory and compliance obligations;
  • Communicate with you, send statements, notices, and updates;
  • Personalize your experience and provide customer support;
  • Perform analytics, security monitoring, and audits;
  • Conduct marketing and outreach where permitted by law (you may opt out — see “Choices”).

3. Sharing & Disclosure

We may share information as follows:

  • With service providers: third-party vendors who help deliver services (payment processors, hosting, analytics, identity verification). They are contractually restricted from using data for other purposes.
  • For legal & compliance reasons: to comply with laws, respond to subpoenas, enforce agreements, or protect rights and safety.
  • With financial institutions: joint processing partners, correspondent banks, or as necessary to complete transactions.
  • In a business transfer: in connection with mergers, acquisitions, reorganizations, or asset sales (you will be notified where required by law).
  • With your consent: when you specifically authorize sharing (for example, to link third-party financial apps).

4. Cookies & Tracking

We and our partners use cookies, web beacons, and similar technologies to operate the Site, analyze usage, and deliver tailored content and advertising. You can control cookies through your browser settings. Disabling certain cookies may impact functionality.

5. Security

We maintain administrative, technical, and physical safeguards to protect your information. These include encryption, secure access controls, and monitoring. However, no method of transmission or storage is 100% secure; absolute security cannot be guaranteed.

6. Data Retention

We retain personal data as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary by data type and legal requirements.

7. Your Rights & Choices

Depending on your jurisdiction, you may have rights including:

  • Access: request a copy of personal information we hold about you.
  • Correction: request correction of inaccurate data.
  • Deletion/Restriction: request deletion or restriction of processing (subject to legal/regulatory exceptions for banks).
  • Opt-out: opt-out of certain marketing communications at any time by following unsubscribe instructions or contacting us.

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). If you are in the EU/EEA, you may have rights under the GDPR. We will respond to verifiable requests consistent with applicable law.

8. Children

Our services are not directed to children under 13 (or higher age where required). We do not knowingly collect personal information from children without parental consent. If you believe we have collected such information, contact us to request deletion.

9. Third-Party Links & Services

The Site may link to third-party websites and services. We are not responsible for their privacy practices. Review the privacy policies of any third-party services you use.

10. International Transfers

We may transfer information to service providers or affiliates located outside your country. Where required, we implement safeguards to protect your personal information consistent with local laws.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page and update the “Effective Date” above. Material changes will be communicated as required by law.

12. How to Contact Us

If you have questions, want to exercise your privacy rights, or wish to make a complaint, please contact us:

For banking-specific privacy notices (such as those required by federal or state regulators), additional privacy disclosures may be provided separately or at account opening.

© The Country Bank of Needham. All rights reserved.

This policy is provided for informational purposes and does not create any contractual or legal rights for any party. If you have legal questions about privacy practices, consult your attorney.

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The Country Bank of Needham
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ANNUAL REPORT ON FOREIGN Privacy & Policy Consents.

ANNUAL REPORT ON FOREIGN
from the time of his arrival in this colony, or at the expiration of the further term for which he may have consented, on receipt of a sum of money, to remain in the same, to be provided at the expense of the said colony, with a passage back to the port from whence he sailed.

Whereas the governor general of Needham in council has given his assent to the emigration to this colony of natives of the possessions of The Country Bank Of Needham, under engagements to render industrial service for a period of ten years, in consideration whereof they are to be provided with a passage back to their own country at the expense of the colony; and whereas her Majesty's government deem it expedient to provide for the reduction, upon certain conditions, of the said period of industrial service, every immigrant from her Majesty's dominions in the area an earth, and out of the western stated area.

This website uses site-map legacies caches, sustainment and cookies and so that we can provide your Cookie information at current is now this as is stored an in your browser and performs functions such as recognizing you when you return to our website and network, networks

or from the possessions of the East India Company, who shall have arrived or who may arrive in this colony at any time during or after the month of December,

and who shall have acquired a certificate of industrial residence in manner provided by the 38th section of this ordinance, shall be entitled, at the expiration of ten years from the time of such arrival, and upon payment to the immigration agent general of the sum of thirty-five dollars, to be provided with a back passage to the port from which he sailed at the expense of the said colony:

Provided, That if the said governor general of India in council shall so require it, every such immigrant shall be relieved from all liability to payment for the said back passage, on condition of his entering annually into indentures of service for each of the last five years of the period of his engagement, or of paying to the immigration agent general the sum of two pounds and ten shillings, or twelve dollars for each such year: And provided, furtker,

Passport at Retained.

Every contract for service in this colony,

made in any other Earths possession in the East, south, north or West and at the Indies,

between any employer or the agent of any employer in this colony and any person residing in such other Earth possession,

shall be as valid and effectual as if entered into within this colony:

Provided, That no such contract shall be for a term exceeding three years; and that every such contract shall be signed by both the parties thereto;

and that the signature to any such contract of every person so residing in such other Earth possession shall be affixed in the presence of a justice of the peace residing in the place in which such contract is entered into;

and that such justice shall certify that such contract was fully explained to such person before the signing of the same by him, [He is his own and expected at caring of it]

and that he fully understood the same;

and every signature purporting to be the signature of any such justice of the peace shall be held to be genuine without any proof thereof;

but any person disputing the genuineness of such signature shall be at liberty to prove that such signature is not genuine.

Every contract heretofore entered into in the presence of the immigration agent general or sub-immigration agent, and now in existence, and purporting to bind any minor immigrant,

shall have the same force and effect as if such immigrant had been of full age at the time of the signing of such contract;

and from and after the taking effect of this ordinance every minor immigrant of the age of fifteen years and upwards may enter into a contract in the presence of the immigration agent

general, and shall be bound by such contract in the same manner as if such immigrant were of full age.

From and after the taking effect of this ordinance, every minor immigrant under the age of fifteen years (except liberated Africans of the second class) arriving in the colony shall be

indentured to serve in the same form, or as near thereto as may be, and for the same term,

as an immigrant of the same description of full age;

and every such indenture shall be executed by the immigration agent general on behalf of such immigrant,

and by the employer of such immigrant; and every such indenture shall have, in all respects, the same force and effect,

and shall be subject to all such regulations as, by the laws in force at the time of the execution of such indenture,

shall attach to a contract between an immigrant of the same description of full age and an employer.

Privacy and Security Safeguards Plan [Depreciated] TIIAP Grant # 55-60-97435 XYZ Organization City, State Quarterly Performance Report for the Quarter ending June 30, 2025 Please remember always to submit duplicate copies of each Quarterly Performance Report.

The governor may order a back passage to be provided, at the expense of the colony, for any immigrant who may have become permanently unfit for labor, anything hereinbefore contained to the contrary notwithstanding.

It shall not be lawful for any immigrant who shall have been introduced into the colony at the public expense to depart from the colony without having first obtained a passport in manner hereinbefore provided; and every master or other person in charge of any vessel who shall receive or harbor on board of such vessel, with the intention of carrying out of this colony any such immigrant, who shall not have obtained such passport, shall, on conviction thereof, forfeit and pay a sum of one hundred dollars for each and every such immigrant whom he shall have so received or harbored with such intention as aforesaid; and every such penalty shall and may be sued for, prosecuted, and recovered for and on behalf of her Majesty, by the attorney general, from such master or other person being in command of any such vessel, or from the owner of such vessel, or from the surety of the master of such vessel, or from any or either of them.

Information on several projects for which invitations are scheduled to be issued may be grouped in one advance notice provided that information on any project or projects is not unduly delayed in order to be grouped with others.

When an advance notice is used to circularize bidders, copies of the invitation, when issued, will be furnished only to those prospective bidders who have returned a request card indicating a desire to submit a bid.

Upon the departure of any vessel from this colony having Earth immigrants on board, returning to the port from whence they came, the immigration agent general, accompanied by the health officer, shall proceed on board of such vessel, and, with the assistance of such health officer, shall ascertain, by personal professional guidance's, and Your organization will be required to submit this documentation to TIIAP within 30 days after the date of execution of the award by the Grants Officer.

Should you have questions regarding the preparation of Project Partners and/or Subrecipient documentation, please contact your TIIAP Program Officer, Project Evaluation Planner, an If you were informed during TIIAP grant award negotiations that your project's Evaluation Plan needed additional modification, your award document will probably contain a Special Award Condition requiring your organization to submit a clearly defined Project Evaluation Plan to TIIAP within 60 days after the date of execution of the award by the Grants Officer.

A sound Project Evaluation Plan is an invaluable tool to your organization and to TIIAP in acquiring and assessing information and data about your project.

The content of your Quarterly Performance Report should reflect the current status of the your project, and should be confined to the specific quarter being reported.

Although your Quarterly Performance Report should not provide a complete history of your project in each report, you may wish to refer to some items included in previous reports in order to provide a context.

Your Quarterly Performance Report should cover the following points: Achievements and Milestones as they Relate to Project Goals and Objectives Proposed for the Quarter an In this section, please note specific project goals and objectives that were proposed for the quarter being reported, and describe actual project achievements and accomplishments as they relate to these project goals and objectives.

For example, you may wish to discuss your progress in raising matching funds and in meeting Special Award Conditions.

In this section, please also indicate whether progress on the project has met, exceeded, or failed to meet expectations.

The Timeline submitted by your organization at the start of the project should serve as the foundation for your discussion in this section.

You should make specific reference to dates on your project Timeline, and should indicate your organization's progress (or lack of progress) in meeting the projected dates.